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✦ FREE · CFO-Grade Analysis

Financial Analysis Report Generator

Enter your financials and get a complete CFO-grade report with ratio analysis, industry benchmarking, risk flags, and strategic recommendations. PDF download included.

12+
Ratios Calculated
8
Industry Benchmarks
30s
To Generate
PDF
Instant Download

The AI Financial Analysis Report calculates 12+ CFO-grade ratios — gross margin, operating margin, current ratio, quick ratio, debt-to-equity, DSO, DPO, working capital, and cash conversion cycle — benchmarked against 8 industry datasets. It generates AI risk flags and strategic recommendations in 30 seconds with PDF export.

1

Company Overview

2

Revenue — Last 6–12 Months

Enter monthly revenue. Add 6 months minimum for trend analysis.

3

Total Expenses by Category (Period Total)

Enter total expenses for the same period. Category names are optional — you can just enter totals.

4

Balance Sheet Snapshot

Open invoices owed to you
Bills you owe vendors
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Key Financial Metrics

Ratio Analysis

Ratio Your Value Peer Benchmark Status

Top Risk Flags

🔐 Unlock the Complete Financial Analysis

Your key metrics are visible. Now get the full CFO-grade report: every ratio interpreted by AI, peer benchmarking, strategic recommendations, and PDF export.

✓ AI Interpretation of Every Ratio ✓ Trend Analysis ✓ Cash Flow Deep-Dive ✓ Full Risk Flag List ✓ Strategic Recommendations ✓ PDF Export
One-time payment · Instant access · No subscription

Frequently Asked Questions

What ratios does this report include? +

Gross margin, operating margin, net margin, current ratio, quick ratio, debt-to-equity, DSO (Days Sales Outstanding), DPO (Days Payable Outstanding), working capital, revenue per employee, revenue growth rate, and burn rate/runway — all benchmarked against industry peers.

What's the difference between free and premium? +

Free: key financial ratios, gross margin, working capital, runway, and 2 top risk flags. Premium (email required): AI narrative interpretation of every ratio, trend analysis, cash flow deep-dive, benchmarking narrative vs. industry peers, full risk flag list with remediation actions, and 4–5 prioritized strategic recommendations. PDF download is available for both.

How accurate are the industry benchmarks? +

The benchmarks are curated from publicly available data across SaaS, E-commerce, Professional Services, Manufacturing, Healthcare, Fintech, and Marketplace sectors. They represent healthy operating ranges, not specific company data. Your actual results will vary based on stage, geography, and business model.

How Do Your Ratios Compare to Industry Benchmarks?

Ratio Healthy Watch Critical
Gross Margin (SaaS) > 70% 50–70% < 50%
Current Ratio > 2.0 1.0–2.0 < 1.0
DSO (Days Sales Outstanding) < 30 days 30–60 days > 60 days
Debt-to-Equity < 0.5 0.5–1.5 > 1.5
Operating Margin > 15% 0–15% Negative

Frequently Asked Questions

What financial ratios does this report calculate?

Gross margin, operating margin, net margin, current ratio, quick ratio, debt-to-equity, DSO, DPO, working capital, cash conversion cycle, and revenue per employee — all benchmarked against your industry peers.

What's in the free vs. premium version?

Free: key ratios, gross margin, working capital, runway, and top 2 risk flags. Premium adds: full AI narrative analysis, industry benchmarking for all ratios, complete risk list, trend analysis, cash flow analysis, and 4–5 strategic recommendations.

Can I download this as a PDF?

Yes. Click "Download Report" to export a CFO-grade financial analysis PDF formatted for board presentation or investor due diligence. A blank template with all ratio formulas is also available.

Your AI CFO starts tonight

Autonomous nightly ratio monitoring. Proactive alerts when metrics shift. Board-ready reports delivered automatically.

Cross-business pattern library — forecasts grounded in real peer data, not generic benchmarks.

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